Mobile Money Direct Cash Transfers to Extremely Poor

Abstract

For our final year project, we worked for a private sector organization named as Pakistan Poverty alleviation fund (PPAF). It works for the benefit of poor people in Pakistan by transferring funds to them in form of cash or some assets such as cattle, poultry etc. The funds come from funding organizations such as World Bank; these funds are transferred to the poor people through different partnering organizations of Pakistan poverty alleviation fund that work in collaboration or under them by using by hand money transfer method or convention banking method. The problem faced by PPAF was that the data of poor people coming from the partnering organizations was manually entered into PPAF’s system that marked a question mark on the authenticity of the data. Secondly, when funds were transferred by hand to the poor people there was no system to track such transaction. We tackled these issues by developing a system that was accessible to the PPAF official, partner organization officials and beneficiaries. Such that any change, which is made in the system by partnering organizations, is visible to PPAF official or any change made into the system by PPAF official was visible to concerned partnering organization’s official and the concerned beneficiaries. We included in our system an integration of Easy pay which enabling PPAF or partnering organizations official to pay directly to concerned organization or individual respectively. We have used an architecture based on Client server architecture, where a server responds to the requests of clients, which can be PPAF official, partnering organization official or the beneficiaries. We achieved our main target of tackling the above-mentioned problems, in future we plan to further improve our system with the changing requirements of PPAF and by introducing further features into our system.